Last week, I had the opportunity to attend the New Jersey Bankers sponsored Economic Leadership Forum where William Dudley, President of the New York Federal Reserve, discussed the direction of the US Economy and housing market.  This event inspired my latest post on my Forbes.com page, where I discuss that there is in fact no “magic bullet” in housing, but rather its recovery lies in well thought-out actions required by banks, servicers, and policy makers, an example of which would be the creation of an HDIC. Read my full post by clicking below. I look forward to hearing your thoughts.